> ## Documentation Index
> Fetch the complete documentation index at: https://docs.jointransfer.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Wallets

> One shared balance for your agents.

Your Main wallet holds the workspace's simulated EUR balance. Each account currently has one wallet. Agents use that same wallet through their own test cards.

## Balance and allowance

The wallet balance is shared money. An agent's allowance is permission to spend up to a limit; it does not reserve funds.

For example, a wallet with €100 can have two agents with €80 monthly limits. Both may initially show €80 available. If one spends €60, the wallet has €40 left and the other can spend at most €40.

All API amounts are integer EUR cents: `500` means €5.00. Wallet IDs are UUIDs. A wallet record is not a bank account and has no bank details.

## Access

An agent key can read only its linked wallet. The REST API currently supports reading wallets; it does not support creating wallets, deposits, transfers, or payments.

<Card title="List accessible wallets" icon="code" href="/api-reference/list-wallets">Read your agent's wallet identity and balance.</Card>


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